Know your Policy
Check your Eligibility to get maximum payout from your Insurer.
Cashless
In cashless claims medical expenditures are directly settled by Insurer to Hospitals.
Reimbursement Assistance
Initially Patient has to pay the treatment expenditures and later Insurer will settle to patients.
Pre-Post hospitalization can be Claimed.
Partial Claim
Insured or policy holder utilized one health insurance policy in cashless or reimbursement then remaining balance amount will be claim from two or multiple health insurance policies.
FAQ
What is the difference between cashless and reimbursement claims?
Cashless claims allow the insurer to settle medical expenses directly with the hospital, while in reimbursement claims, the patient initially pays the expenses and gets reimbursed later by the insurer.
Can I claim expenses for pre and post-hospitalization?
Yes, most health insurance policies cover medical expenses incurred before and after hospitalization, subject to policy terms and conditions.
How does a partial claim work if I have multiple health insurance policies?
If your medical expenses exceed the coverage of one policy, the remaining balance can be claimed from additional health insurance policies, ensuring maximum benefits.
What documents are required to file a reimbursement claim?
To file a reimbursement claim, you typically need hospital bills, discharge summaries, medical prescriptions, diagnostic reports, and the insurer’s claim form. Always check with your insurer for specific requirements.